Whilst escape of water is particularly significant during the colder months, insurers have seen consistent increases in water related claims throughout recent years. Escape of water incidents in the home can come in all shapes and sizes with some posing an immediate threat to the occupier whilst others can go unnoticed for weeks or even months.
A flood from a washing machine or a dishwasher in a kitchen can be spotted instantly and quickly resolved. However, a leak from a tap connection in a bathroom, or water tank in a loft can cause unseen damage for longer periods of time, and are often substantially more expensive to fix.
Ros Altmann, Director-General, Saga Group said:
“Escape of water claims can be a significant concern to homeowners and can often have an impact on insurance premiums. If homeowners take some simple measures like keeping the heating on low whilst on holiday to ensure pipes don’t freeze and ensuring somebody is checking their homes whilst they’re away, some of the more significant incidents could easily be prevented.
If you spot a leak in your property, it’s important to immediately cut off the water supply to the area before trying to assess whether to attempt some DIY. However sometimes us keen “DIY-ers” can often do more harm than good. Alternatively, call out a qualified plumber or make sure you have emergency cover with your home insurance that can offer peace of mind and adequate cover should it be necessary.”
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