The tragedy is most people simply do not need to be repossessed. By giving clear help and advice to homeowners at risk of repossession, Shelter and other organisations successfully helps almost four out of five households avoid the immediate loss of their home when facing court proceedings.
"If Shelter can make this much difference at the brink of repossession, there is no reason why the Government and lenders can’t do the same and ensure repossession is used only as a last resort.
"The Government has helped homeowners through schemes like Mortgage Rescue, plus additional funding for advice and maintaining SMI at its current interest rate, while lenders are showing more forbearance. This has helped figures be lower than expected. But this is no time for complacency as the CML predicts 53,000 more repossessions next year."
Robb said: "The real fear is that no political party has made clear what support they would give struggling homeowners if they formed the next Government. All political parties must urgently show their commitment and promise continued and increased funding for advice which will be more important than ever this year."
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