More than half of UK homebuyers (58%) did not change the locks when they purchased their property – meaning that they could not say for certain who has access to their home, according to research from Ocean Finance.
Ocean Finance’s research reveals that just one in three (30%) of us changed the locks on all exterior doors when we bought our property. A further 12% changed the locks on some of the exterior doors. Continue reading
Home insurance premiums are continuing to fall according to the AA’s latest benchmark British Insurance Premium Index, for the third quarter of 2013.
Average Shoparound quoted premiums for building, contents and combined policies have all fallen, continuing a generally downward trend that started at the beginning of 2012. Continue reading
As the clocks go back on Sunday October 27th, homeowners are advised to secure their homes and remain vigilant as dark nights prove all too tempting for opportunist thieves
Average cost of a winter burglary is £1,746.00 according to Halifax Home Insurance Continue reading
With the nation gripped by Murray mania and the Ashes fast approaching, insurer Aviva is warning homeowners to watch out for their windows, TVs and ornaments as data shows that accidents around the home soar during the historic test series.
Ten years’ worth of data from Aviva shows that, generally, accidents in and around the home begin to rise during the summer months until their peak during the August bank holiday when they are just under 10% higher than normal - but bring on the Ashes and claims soar. Continue reading
With summer finally here – many of us are likely to spend more time socialising or relaxing in the garden, or away from home altogether on a seasonal break.
While latest figures from The Crime Survey for England and Wales (CSEW) show substantial falls in property crime, Harrison Murray estate agents have some tips for keeping your property safe and secure during the summer month. Continue reading
Home insurance brand esure has warned people to be more vigilant with their personal belongings after new research found that the average bunch of keys unlocks an estimated fortune of over £28,000 and two fifths of Brits (43%) have lost their keys in the past month alone.
According to the findings, almost one in five Brits (18%) misplace their house or car keys at least once a day and despite recent figures showing that nearly 800,000 homes were broken into between 2011 and 2012. Continue reading
As of January, therefore, Transport Scotland owns all the land required to construct the Aberdeen Western Peripheral Route (AWPR), amounting to some 1,400 acres. This has resulted in several practical issues for a number of claimants including how they fund replacement land.
Larry Irwin, land agent in Strutt & Parker’s Banchory office, said: “There are a number of practical issues to be taken into account. However, one of the single biggest surprises is that of the 400+ affected property owners less than 50% have so far submitted their claims for advance compensation under the 90-day notice form.
“Affected Continue reading
And thieves will be keen to get their hands on anything within easy reach – from children’s toys to bikes to garden tools:
Of the garden equipment stolen last year:
* 42% of thefts were for power tools, of which 56% were drills;
* 39% were for simple hand tools like spades, shovels, rakes and forks;
* 19% were for electric and petrol lawnmowers, chainsaws and ladders.
However, the thieves don’t just wait for British Summer Time to begin before they start looting gardens, as the lighter evenings in March show a 10% increase in thefts compared with the dark nights of January.
And as Continue reading
According to the British Geological Society, the preceding two years of rainfall have a strong influence on ground saturation in any given year. Clay soils swell when saturated but when dryer weather causes evaporation these soils can shrink, crack and cause subsidence in properties.
In the ten years to 2011 there were two periods of particularly high rainfall which were followed by very dry years.
In 2002, 14% more rain fell than in a normal year. This wet period was followed by a very dry year – in 2003, rainfall was down 20% from the average.
Rainfall during 2008 and 2009 Continue reading
Theft lies in fourth place and fire, which covers damage from small cigarette burns to major house fires, is in fifth place on the list which combines the number of claims made for both buildings and contents insurance.
Top Home Insurance Claims:
1 Escaping Water
3 Accidental Damage
8 Malicious Damage
9 Impact Damage
Although a leaking pipe could be a relatively minor issue, in comparison to fire and flood, it can ultimately cause a major problem which costs an average of £3,500. At this time of year a frozen pipe in the loft can quickly become a burst pipe. This Continue reading