Thousands of homes at risk of disrepair

The findings show that these delays and cost-cutting attempts have left homeowners with a collective bill of almost £1.2billion, as one in five (21%) of those delaying or scrimping on home maintenance have experienced problems or unforeseen costs as a result.

In an effort to save cash, in the past year 14% of people have carried out some DIY work on their home that they would previously have employed a tradesman to do, and 11% have had friends round to help on a DIY project for free.

Some 8% of people have delayed getting their boiler serviced and the same number has delayed paying to have work done in the garden. Another 5% have put off replacing or repairing a damaged window and 4% have delayed mending a leaky or damaged roof. Some 2% have held off checking or replacing damaged locks.

However, around three million of these cost-cutters suffered problems as a result of their austerity measures, spending an average of £398 each trying to rectify them. Only 5% of those suffering problems or unforeseen costs were covered by their standard home insurance policy and only one in five (19%) had home emergency response policies that covered the cost.

Some 8% of those who had delayed work suffered a home emergency such as a leaking roof or a broken down boiler because they did so, and 7% subsequently needed to call a tradesman to deal with it. Some 3% of those who tried to economise on home maintenance ended up having to call a tradesman out to rectify DIY work they had botched.

Tom Stringer, Head of AA Home Emergency Response, said: "As the struggling economy continues to hit people in the pocket, more and more people are putting off home maintenance and are letting their homes get into a state of disrepair. Many homeowners seem to be mirroring the Government’s drive for austerity but this can be a false economy as problems tend to get worse in the home if you leave them unresolved.

"Home emergencies can prove expensive if homes are not maintained properly. We would suggest that apart from keeping up their home maintenance properly, homeowners should look carefully at their home insurance policy and consider a stand-alone home emergency policy for peace of mind if they are not adequately covered."

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0 thoughts on “Thousands of homes at risk of disrepair

  1. Bob Naughton

    from what I understand about home insurance and standardised policies is that one of the assumptions is that you property is in good repair… could a claim fail because this may now not be the case and how hard would it be for an claims handler to deny a payout due to this fact.
    It is a little worrying but as i work in the industry for a specialist insurance company, homeprotect.co.uk I feel that this may warrant a little more research.